Life Insurance
Life Insurance is an important element of you and your families financial foundation. Life Insurance gives you peace of mind, knowing everything you worked hard for and who you worked for is not lost when you pass away. There is not a one size fits all when it comes to life insurance as each family is different and needs may vary. Take the time to fill out the form and get a quote that will best fits you!
Term Life Insurance
Term Life Insurance is insurance that covers you for a specific period of time usually 10, 15, 20, or 30 years. Having a Term Life Insurance policy that offers you an affordable policy without medical exams in most cases. This type of policy is best for people age18-50. This policy can also be converted to a whole life policy without having to medically qualify. We shop multiple carriers to get you the best rate.
Tip: Utilize a Term policy for the term of your mortgage.
Whole Life Insurance
Whereas Term Life Insurance covers you for a specific period of time, and is referred to as "temporary", Whole Life Insurance covers you for your entire life, and is referred to as "permanent". As long as your premiums are paid Whole Life Insurance will cover you for your entire life. Another benefit of Whole Life Insurance builds cash value, that you can borrow from. Whole Life Insurance are great for ages 0-85.
Tip: Get a Juvenile policy for your young children!
Final Expense
Final Expense Insurance covers just that your "Final Expenses", This type of policy will help your loved ones cover your burial and other final wishes. This type of policy is best for those 66+ who may not have other Life Insurance in place.
Tip: Write out your final wishes and save in a safe place that a trusted loved one knows where to locate.
